Peer to Peer Lending Series: Chapter 2 – What is P2P Lending ?

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Welcome to our YouTube channel F.I.L.L In this video, we will understand that What is P2P (Peer to Peer) Lending ? How does it create a win-win situation for …

Is p2p Lending Legal, Peer to Peer Lending Series: Chapter 2 – What is P2P Lending ?.

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There are many safe bonds and there are many junk bonds out there. As a way to help you rebuild your credit rating, many banks offer secured credit cards. You must also consider that risk-free Investments are not high earners.

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Mutual funds are the way to go for Investments for beginners. On the other hand, when interest rates go up these funds are not good Investments – they are losers. Don’t just give all of your financial well being over to someone else.

Investment planning is important from the point of view of your future. The planning cannot be done in just one day and you will have to take smaller steps towards attaining investments that work well for you. Here is some information about how to plan for your investments.

Get a loan from a family member or friend. I personally hate this idea, this is a great way to lose a friend or sever your relationship with a family member if everything does not go to plan. Also, is this going to be a gentleman’s agreement or are you going to go through with paperwork? Will you have to pay interest on this loan? What happens if you cannot Peer-to-peer lending investment pay the loan back? There are too many unknowns and negative consequences that can come from taking a loan from someone you know.

The first “5” in the equation represents the 5 people that you call our friends, associates, etc. I suggest that you make a list of the 5 people that you associate with on a regular basis, and then take a good look at it to see if they either have goals similar to yours or are progressing towards the achievement of a goal similar to your 5-year vision. A major key to unlock the secret to your future is to be 110% conscious of the fact that you will ultimately become who you associate with.

2: The Web: Turn to the web for Peer-to-peer lending. While it’s a newer practice, it’s expected to grow in the coming years. It’s best to get your feet in first and establish yourself in order to make yourself more of a necessity to your working partner. How much you plan on using the web to promote your business (perhaps you have a web-based business in mind) is also a determining factor in how much, and to what degree, you should use this practice. Try having a MySpace account you strictly use for promotion. Use it for networking with local photographers. At some point down the road, they may be a valuable partner in doing a project together. Think of local photographers as friends and colleagues, not rivals.

What do experts predict will be a “safe” amount of money to withdraw from your Investments, without creating future problems for you? 4 to 5% is the consensus. That’s right; we went from feeling good about taking 8% withdrawals out of our investments to now only taking 4 to 5% and feeling safe about it. Why could this be? It’s simple really; equities are not ever going to give you a straight 8 to 10% rate of return.

Also known as residual income, this technique seems like a dream come true for most of us and that ease makes people very hesitant to try them out. It may sound too good to be true but it really works! Here are a few passive income generators that you can try out.

However, the risk seems to be all on the lender’s side when it comes to actual money. The only risk that borrowers appear to run is defaulting on the loan and the resultant hit to the credit score and the gentle attentions of collection agencies.

However, there will be instances wherein you will need the bulk of the settlement right away. If possible, take the help of local attorney or tax preparer. Then, managing your investments will not be an issue at all.

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