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Is p2p Lending Regulated by Rbi, Merchant banker License RBI.

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The first thing you need to know is that they are both very bad ideas. The easiest way is to save 10% of your pay check by getting rid of your beer drinking habit. As with any investment there are risks, but you feel you can understand them.

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In conclusion: Shaving is one of the most common methods of hair removal the world over. Using a system such as stars, or points, a person can tell at a glance how good you’ve been in the past about repayment.

It is safe to say that investing in gold is the best alternative we have today with the current situation of the economy. No matter how long it takes for the process to finish, this method provides us with great dividends. Individuals are investing in gold to add financial support to their retirement. But one should ask “What kind of benefits will I get if I invested in gold?” Therefore, it is very important to have knowledge about gold investments because this will help you in the long run.

There is something online that is called “Peer-to-peer lending investment” borrowing, a person loans money at an agreed upon rate to someone else. These sites are trusting individuals that you don’t know, may not care much about your best interests and may not use your information in a legal way. They also are not held to federal lending laws so be very cautious with these sites.

First thing first, if you need cash urgently, the fastest way for you to get the money is through your family members or your closely friends. They don’t need you to provide them the loan proposal. Most of the time, they lend you the money without setting any condition. You can return the loan when you are financially ready.

If you think those questions are hard to answer then imagine a banker trying to analyze whether he is going to lend you money. With no past history of success in the same field your chances are slim to none. There are other alternatives now with Peer-to-peer lending but there too you will be labeled “very risky” and expect to pay high interest rates.

Will 4 or 5% get you the type of income your need for retirement? I cannot answer that question for you, but if you think the answer is no then you need to save more money. When we are talking about Investments we must understand that you need to have an asset allocation plan. Making any type of single investment is never a good idea, diversification and asset allocation will make up the bulk of your rate of return.

Peer to peer lending cuts through all the red tape and makes loans available to a much wider group of folks that otherwise are left with no options at all.

If you have a bad credit, it is not unlikely that you will suffer for it through high interest rates. There are other debt relief options that can work as well without the need to borrow a loan.

It can cause a serious amount of rift in the family f you do so as this is based completely on trust. A regular credit card is a form of unsecured loan. They also are not held to federal lending laws so be very cautious with these sites.

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