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The Reserve Bank of India has constituted a working committee to study regulated and unregulated digital lending apps. The development comes in the backdrop of predatory lending practices of unregulated apps hitting headlines. China had countered the problem of the unregulated digital lending sector way back in 2016.
We discuss with banking analyst S Narendra on what the RBI move can mean for the digital lending sector in India and what to learn from China.
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Is p2p Lending Regulated by Rbi, Is RBI serious about regulating digital lending apps?.
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When you are in a money pinch, there are several sources of capital at your disposal. The returns tend to be lower when you cut off the risks. A borrower’s loan will have a letter grade issued by Prosper or The Lending Company.
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You get a lump of money for your needs, and the buyer gets an opportunity to gain more profit on the long term. Numerous businesses are having a tough time receiving funding. Having exposure to alternative assets will help you with that.
It is a toss up sometimes if our experiences are going to be pleasant or not. When borrowing money online, you must have some things in mind before you pick a lender.
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First thing first, if you need cash urgently, the fastest way for you to get the money is through your family members or your closely friends. They don’t need you to provide them the loan proposal. Most of the time, they lend you the money without setting any condition. You can return the loan when you are financially ready.
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